Borrowblog: Advocates for Borrowers and Responsible Lending

How to Pay Off Debt Fast

How to Pay Off Debt Fast

Want to know how to pay off debt fast with no money? It might be easier than you think. On my personal finance journey I’ve encountered some crazy get out of debt strategies. Maybe you have too. Whether it’s Dave Ramsey’s Debt Snowball, the debt avalanche, seven baby steps or the stack method, they all have one thing in common – you need more cash to use these methods to pay off debt. So how do you pay off debt with the money you already have?

loan rates

What is a Lender Credit?

Thinking about using a lender credit for closing costs? You might want to think again. If you are deciding whether to pay points or take a lender credit there are a few things you need to know first. This is one area where homeowners make mistakes without realizing it. What is a lender credit and why is it so important?

3 Ways to Refinance Auto Loans

3 Ways to Refinance Auto Loans

You might be familiar with mortgage refinancing and the benefits, but did you know you can refinance auto loans? After you get a car loan and drive off the lot, the financing terms you...

tax refund anticipation loan

Are Tax Refund Anticipation Loans Illegal?

How are you supposed to make ends meet while you wait up to 6 weeks to get your tax refund check? Well, taxpayers were previously able to take advantage of a Tax Refund Anticipation loan from an income tax preparation office. But not this year.

mortgage interest rates

How Much Mortgage Can I Afford?

First-time home buyers always want to know “How much house can I afford?” – but the real question they should be asking themselves is “How much mortgage can I afford?” Why is this such an important distinction and why does it matter? Find out the answer here!